Position:Home>Capital Management> Principle of poineering specification of channel of financing of poineering ini
Principle of poineering specification of channel of financing of poineering ini
From;  Author:Stand originally
Any doing poineering work want cost, it is the least capital that start, also want to include a few the basiccest pay, be like product deposit, storefront hire, more never mention it a few bigger commerce project. Accordingly, right for the person that do poineering work, whether raise money quickly, efficiently capital, it is the factor with poineering crucial success.     Channel of financing of medium and small businessesThe channel of financing of medium and small businesses of the person that at present country does poineering work is relatively onefold, the financial orgnaization such as main support bank will come true, actually, financing of poineering medium and small businesses, want multibarrel to fall together, must not hang by the neck is on a tree, such ability the more the better. Channel 1: Loan of bank loan bank is known as the “ reservoir ” of financing of poineering medium and small businesses, because bank financial resources is solid, and have governmental background mostly, because this has ” of “ masses foundation very much in the person that do poineering work. Look from current condition, bank loan has the following 4 kinds: 1, guaranty borrows money, the property with show borrower is offerred to the bank certain regards credit as the loan means of guaranty. 2, credit, show the bank borrows money by what extend to the accredit of borrower financial condition only, borrower need not offer pawn to the bank. 3, assure loan, point to the loan that extends to assure with the credence of security. 4, discount borrows money, show borrower is in when be badly in need of capital, apply for discount to the bank with undue bill and the loan means of circulate necessary funds. Remind the person that do poineering work from application bank loan rises, be about to had made the preparation that makes ” of “ protracted battle, because apply for loan to be not with the bank a contact with, need to pass orgnaization of branch of Wu of industrial and commercial management department, duty, intermediary to wait for ” of bank of door of a path “ however. And, formalities is trival, any segment cannot give an issue. Channel 2: Venture capital investment is in a lot of person eyes, there is a magical “ money bag in hand of home of venture capital investment ” , wherefrom the person that the Qian Nengrang that drop out of ” of “ money bag comes to does poineering work sits the ” of “ god blanket of Aladdin flies towering. But the investment that venture capital investment is tall redound of a kind of high risk, home of venture capital investment enters poineering business with the form of share, to reduce a risk, the meeting after achieving appreciation goal exits investment, and won't bind together with poineering enterprise forever. And, venture capital investment compares favour high-tech poineering company. Although care the technology in hand of the person that do poineering work,remind home of venture capital investment, but the profit pattern that they pay close attention to poineering enterprise more and him person that do poineering work. Accordingly, the generation ” of “ aimlessly gains the favour of home of venture capital investment very hard, resemble Zhang Chaoyang, Shao Yibo, Liang Jianzhang only ” of in that way poineering “ a fierce and powerful person, just the opportunity approachs those gloden “ fund bag ” . Channel 3: The encouragement that civilian capital invests to folk as our country government and guide, and national economy commercializes degree rise, civilian capital is obtaining larger and larger development space, current, our country folk invests no longer the manufacturing industry of tradition of bureau be confined to and domain of service line of business, be sure to wait for domain “ to blossom in the round to Wen Wei of infrastructure, science and education, finance however ” , to the person do poineering work that is anxious for ” of “ give change, this is ” of “ interest good news undoubtedly. And the investment operating sequence of civilian capital is relatively simple, rate of financing of medium and small businesses is rapid, the doorsill is inferior also. When reminding a lot of folk investor is investing, always want to accuse, because this is easy,produce a few contradiction with the person that do poineering work. To avoid contradiction, both sides should place all issues on the desktop to talk, come out clearly with written form expression. In addition, right for the person that do poineering work, undertake survey to civilian capital, it is the ” of “ obligatory course before financing of medium and small businesses. Channel 4: Treasure of financing of poineering medium and small businesses does poineering work treasure of financing of medium and small businesses, it is to show the person that will do poineering work has lawful property oneself or in concerned code the license falls another person lawful belongings has pledging (touch) the form of detain, offer for its thereby do poineering work imperative practice capital, movement capital and management capital. Project of financing of this medium and small businesses basically is aimed at “4050 personnel ” , and the social youth group that the hope does poineering work independently. The procedure that deals with treasure of financing of poineering medium and small businesses is relatively simple, the person that do poineering work should have capital fund only, can apply for loan, loan time is the longest for half an year, can act as the article range of guaranty is very wide, the every value such as watch of a large amount of house property, goods and materials, negotiable securities, motor vehicle, name is in of 300 yuan of above OK. The ” of strength of “ of financing of medium and small businesses that reminds treasure of financing of poineering medium and small businesses is not very big, accordingly, the ability after solving poineering capital problem to want to pass financing of medium and small businesses a few rounds commonly comes true. Right for the person that do poineering work, cannot ask when financing of first time medium and small businesses perfect, do not disrelish capital too little, the key is to be solved first live problem, seek progress again next. Channel 5: Financing of medium and small businesses rents financing of medium and small businesses is a kind of credit means that is immediate goal with financing of medium and small businesses, apparently looking is to lend substance, is to borrow essentially endowment, with the means amortize of hire. Means of financing of this medium and small businesses has the following advantage: Do not take up the bank line of credit of poineering enterprise, device can be used after the person that do poineering work pays brushstroke rent, and need not buying a large number of investment on equipment, such capital are adjustable toward most the place that is badly in need of spending money. Remind medium and small businesses financing rents this kind to prepare form of those representing capital, suit to need to buy the newly established company of big equipment quite, but those actual strength should be picked when the choice strong, financial condition spends the high company that rent, and the form that rent has been jumped over neatly more.    
Previous12 Next